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Insurance For A Repaired Write Off Bike.

Started by TKH , Oct 31 2019 04:01 pm

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#1 TKH

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Posted 31 October 2019 - 04:01 pm

All - my insurance company have written off my bike. I can repair it but wanted to find out if anyone knows of insurance companies that insure write offs. It's basically uneconomical to repair - plastics and exhaust damage. I think they've undervalued it (like they often do) as I can't get a replacement for less that £3k and they're offering £2550 (2008, 34k miles). 

 

So I've decided  to buy the salvage and repair myself - they want £680 for it. I have an exhaust and just need to buy the left hand fairing and front mudguard. I've managed to repair the rest with a bit of plastic welding.

 

If I can't get insured then I have a track day bike but I'd sooner get it back on the road.

 

 


#2 dapleb

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Posted 31 October 2019 - 04:11 pm

Dunno if it's the same as Brum brums but Tishabelle bought her car in 2014 at auction written off as cat D. All fixed up now and never had an issue insuring.

Might be worth a call around a few places if no one comes back with direct boike experience.
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#3 oldman

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Posted 31 October 2019 - 04:45 pm

Cat d is not a problem,they don't like cat c .Hope this is helpful.


#4 TKH

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Posted 31 October 2019 - 04:55 pm

Thanks guys


#5 AliG

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Posted 31 October 2019 - 05:24 pm

Not usually a problem. The attached might help.

 

https://www.adrianfl...ry-d-insurance/


2004 900 - Blue with lots of goodies

2012 900 - Still adding shiny bits. Was black, changed to white and now back to black again.

 

#6 TKH

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Posted 31 October 2019 - 11:25 pm

Not usually a problem. The attached might help.

 

https://www.adrianfl...ry-d-insurance/

 

Cheers I'll give them a call.


#7 dablik

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Posted 01 November 2019 - 09:50 am

My mk1 has a previous category, cant remember which just now, but no problems to insure it..


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

#8 dablik

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Posted 30 July 2020 - 06:32 pm

Not usually a problem. The attached might help.

 

https://www.adrianfl...ry-d-insurance/

 

This link is actually a re-direct to Bikesure, think i will have to try and finish my conversation with them..


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

#9 AliG

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Posted 31 July 2020 - 08:18 am

 

This link is actually a re-direct to Bikesure, think i will have to try and finish my conversation with them..

Yes, they are one and the same now.


2004 900 - Blue with lots of goodies

2012 900 - Still adding shiny bits. Was black, changed to white and now back to black again.

 

#10 dablik

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Posted 31 July 2020 - 04:22 pm

Yes, they are one and the same now.

 

Cheers Ali, Adrian Flux were all over kit cars back in the day i seem to recall.


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

#11 dablik

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Posted 31 July 2020 - 04:30 pm

Cat d is not a problem,they don't like cat c .Hope this is helpful.

 

Jeez aint that right, for an agreed value i'm required to get the bike assessed as it's a cat-c but what annoy's me is that as this bike has been insured for a number of years somebody ie insurer must have an engineers report !! so why cant they bloody share info, they soon would for a claim eh, rang Bikesure's independent assessor "Hoopers" of Merseyside and asked a price, NA as i have to email with details of the cat-c before they quote, of which i have no idea, DVLA are not picking up either.

 

Just before i die, if one of you wheels me in to an Insurance broker of your choice i will shoot them for you  :D


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

#12 TKH

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Posted 31 July 2020 - 04:31 pm

Ended up getting mine off one of the comparison sites.


#13 dablik

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Posted 31 July 2020 - 04:35 pm

I will also, if they were even somewhat reasonable i would play along, but like you i had murder with the Insurer (CN) over the cost of of extra's when i retired the 9r in Spain...... wankers the lot....


Sent details to RH drew, no response from them, maybe i'm not attractive to them  :lol:


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

#14 drewpy

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Posted 31 July 2020 - 08:08 pm

I will also, if they were even somewhat reasonable i would play along, but like you i had murder with the Insurer (CN) over the cost of of extra's when i retired the 9r in Spain...... wankers the lot....


Sent details to RH drew, no response from them, maybe i'm not attractive to them  :lol:

I phoned them, they are very responsive  but that was before covid


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#15 Rallyist

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Posted 01 August 2020 - 08:14 am

I will also, if they were even somewhat reasonable i would play along, but like you i had murder with the Insurer (CN) over the cost of of extra's when i retired the 9r in Spain...... wankers the lot....


Sent details to RH drew, no response from them, maybe i'm not attractive to them  :lol:

Have you tried Peter James I have my classic through them.

https://www.peterjamesinsurance.co.uk/


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#16 dablik

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Posted 01 August 2020 - 09:13 am

Too late now Graham cheers anyway.


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

#17 Studley Ramrod

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Posted 01 August 2020 - 02:39 pm

You got insurance now Cliff ?


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#18 AliG

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Posted 01 August 2020 - 06:50 pm

 

Cheers Ali, Adrian Flux were all over kit cars back in the day i seem to recall.

Yeh. They insured my Westfield 7, before I sold it and bought a TDM.


2004 900 - Blue with lots of goodies

2012 900 - Still adding shiny bits. Was black, changed to white and now back to black again.

 

#19 dablik

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Posted 01 August 2020 - 08:01 pm

Yeh. They insured my Westfield 7, before I sold it and bought a TDM.

 

Very nice, i had a frog eyed Magenta, A series Leyland engine.


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

#20 dablik

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Posted 03 August 2020 - 08:03 am

You got insurance now Cliff ?

 

Yes then no, still looking this  morning now.


Bigred mk1 R1 Calipers- Braided lines- Givi wing rack-Crash bungs- Hi vis bullets-PR2's- and a hoot to ride.

Quad 900 Silver Laser duo tech pipes-Scott oiler-Engine crash bars- Radiator mounted see me ring LED's-Datatool system 3 alarm -Centre stand- Extender fender-Renthal bars-Handle bar risers-Mirror extenders-BMW GS Handgaurds-Acumen uprated horn & Nautilus-Stainless steel Radiator guard-Givi wing rack-OEM screen-Yammy touring screen-MRA Vario-MRA Double bubble cut down for fast as fk riding-Tiger screen-Tank protector-Stomp grip panels-Optimate lead   Gone to Heaven  :sorry: 

 

1991 MK1 in need of some TLC watch this space   :) Sorted and on the Road Mick  :P  :P it's the bike that Jack built  ;) Gone to Heaven  :wub: 

 

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