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Insurance Doe See Doe Again


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#21 Catteeclan

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Posted 25 April 2024 - 04:28 pm

Ill never understand insurance. When my XJR 1300 sp was totaled by a blind motion in Range Rover (hit me from behind on a large roundabout), I changed to an Enfield 500 and my insurance went up! 100 odd hp to 28, explain that.
On the other hand, my renewal for the TDM 900 abs 2005 just went down from £110 to £90!

That'll be because you had a claim, even though it wasn't your fault.


2002 TDM900 Yellow


#22 leehenty

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Posted 25 April 2024 - 05:01 pm

My Royal Enfield 500 costs me more to insure than any other bike I have. My TDM is a mere £60
2002 900 silver,oil pressure switch with brass 90 degree conversion, RG fork protectors. Wilburs custom made rear Shock with remote hydraulic preload and RG shocktube, Wilburs front springs. Scotoiler with a custom made swing arm delivery unit. Silicone radiator hoses.BMW 1150 handguards with Touratech extensions, Carbon Fibre yoke cover and fender extenda, MRA flip screen, Yamaha Engine bars, SW Motech Centre Stand, Kappa wingrack three box Luggage with E21's as option from the K960 boxes, Zumo 660 satnav on Touratech mount, Led Voltage monitor, Baglux tank cover, Clear LED Rear light, Aux LED brake light, BikeVis bullet LED's under front  nose,Stainless rear axle nut, stainless chain adjusters, stainless wheel spacers front and rear, Probolt Polished Stainless Flanged Hex engine screws, Polished stainless fairing screws, stainless disc bolts. Titanium brake pins front, Probolt Titanium Flanged Hex Front Caliper Bolts & Rear caliper slide pins Adventure Spec Tool tube under rear rack, left and right sides with custom alloy mounts.<p>Top Sellerie double gel pad seat. Carbon Fibre inner dash and side infill panels. Anodised black alloy swingarm pivot bolt covers and footpegs, Nano II Gear indicator.

#23 Robodene

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Posted 26 April 2024 - 06:31 pm

My MT-07 premium has also halved with Europa (like my Rebel, as said above). This after years grumbling. 


1940s Ariel 350 (ex-military) Khaki > Black & White '56' Kymco Venox 250 Metallic Grey '56' TDM 900/A (ABS) Silver[b] '56' Yamaha MT-03 White <p>[b] '14' Yamaha MT-07 Matt Grey[b] '17' Honda Rebel 500 

#24 Favs

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Posted 04 May 2024 - 12:05 pm

£117 both bikes fully comp this year, but plumped for the 2 bikes  F/Comp  + anybody's (insured, different address), bike fully comp for £165


Single-handedly reviving the Wave.

 

2008 reg. Black TDM 900 ABS

 

 

 


#25 Robodene

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Posted 04 May 2024 - 07:45 pm

Have prices eased generally for bikes? That is my experience this year. Quite the opposite of my car premium which has ballooned. 


1940s Ariel 350 (ex-military) Khaki > Black & White '56' Kymco Venox 250 Metallic Grey '56' TDM 900/A (ABS) Silver[b] '56' Yamaha MT-03 White <p>[b] '14' Yamaha MT-07 Matt Grey[b] '17' Honda Rebel 500 

#26 trevini

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Posted 05 May 2024 - 06:22 am

Mine have always been about the same, except for the Guzzi which was a little more expensive this year, but only about £10. Niner has always been between £70-80 (since 2005) and the Guzzi £80-90, but when I renewed it in January, it was £102. 


2004 Galaxy Blue. Owned since 486 miles.Renthal 755 bars, Bagster tank cover, Oxford heated grips, DL650 hand guards, Double Bubble screen, Scorpion Rad guard, Gel pad insert, HLD undertray, Angry Badger tailtidy,  Roadsmart 4s, Givi E21s, E46 topbox, Ohlins shock and YSS cartridge emulators   Currently not fitted - PC3, Remus Revolutions.

LCErj.jpg

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#27 Studley Ramrod

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Posted 08 May 2024 - 03:04 pm

Yet to renew my insurance, dreading the cost of my 9'er and mk1 8 fiddly 🙄

Mk2a 2000 in Silver. Top end Refurb @ 41100 miles, Scottoiler, Renthal Road High Bars, Up & Back Bar Risers, Bellypan, DL650 Handguards, Capt. Picard Bar Ends, House of Henty SS Wheel spacers, New Seat Cover Fitted. 58 MPG !!  Now owned by chrisbee !   Studley's mk2a Bloggerydoodaah !  Photos of my first MK1  Photos of my MK2a  TPLQHCSRSFC No. 1 Fan


#28 chrisr

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Posted 30 May 2024 - 07:09 am

I just get whatever’s cheapest for my old Omega and my Tdm, on the basis that I’ll get nothing out of them anyway…….no claims in 50 years means bugger all.


The Blue One : 2004 model owned 2010-2018 much loved, much missed and now living with a man in Scotland Spain.
The Black One : 2010 Model Registered 2013 owned 2018 - present .Beowulf Cans. Renthal 755s Grip Puppies,15w fork oil,DL650 handguards ,givi engine bars ,led spotlights,gipro gear indicator, shortened dogbones, LeeHenty CSM kit and stainless bits, Topsellerie seat,MRA Xcreen,.PC III (dynoed). K&N airfilter,Fenda extenda. Lots of stainless/titanium.


#29 trevini

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Posted 30 May 2024 - 04:14 pm

Had to play the insurance game with my truck yesterday after the renewal from Swindletons came throughout double last years price. Got it back down to within £20 of last year. The whole thing is just one big con. I asked if that was the price for everyone as the new legislation states that should be the case, but it doesn't apply to commercial vehicle policies. Greedy thieving bar stewards is what they are!


2004 Galaxy Blue. Owned since 486 miles.Renthal 755 bars, Bagster tank cover, Oxford heated grips, DL650 hand guards, Double Bubble screen, Scorpion Rad guard, Gel pad insert, HLD undertray, Angry Badger tailtidy,  Roadsmart 4s, Givi E21s, E46 topbox, Ohlins shock and YSS cartridge emulators   Currently not fitted - PC3, Remus Revolutions.

LCErj.jpg

Putting up with the "niner" jokes since 2005
Check out http://www.hotcoldground.co.uk we're really rather good!
Like food? I feed people -  SmokinGrillGuy <p>
 



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